Bespoke home financing to fit your unique needs.

Buying a home is an important event, whether it’s your first or you’re an old hand at it. Wembley’s can match you with the right lender for your unique needs and situation to acquire a residential mortgage for your home purchase, or to refinance an existing mortgage.

Mortgage Rates

Required Documents to Get Started

All Required documents» 1003 Basic » Borrower's Authorization » Credit Card Authorization » Get Approved

Lending options tailored to meet our clients’ needs, requirements, and situations.

The traditional mortgage process is often full of “one size fits all” black & white requirements that may not fit your unique needs, taxable status, employment, or other situations when seeking to purchase a new home. New online solutions have entered the industry, but can often be complicated and still not fit your unique needs.

As a boutique real estate and brokerage firm, Wembley’s can help match you to the best lender for your situation, unlike other firms who leave you on your own to navigate those waters.

Loan programs.

Find the right mortgage for you. More options and better terms.

Fixed-rate

10-yr

15-yr

20-yr

30-yr

A fixed rate mortgage is a loan with the same interest rate and payment over the entire life of the loan. This allows the borrower to accurately predict their future payments.

Adjustable-rate

3-yr

5-yr

7-yr

10-yr

Interest-only

An adjustable-rate mortgage is a loan that starts with a fixed rate for a set period of time, and then becomes variable to the outstanding balance throughout the life of the loan. For situations where flexibility and timing is critical for lower rates.

Stated

Bank statements

No Doc

Stated loans are a great option for self-employed owners. Qualification requirements are usually based on stable employment, good reserves, good FICO and no less than 10% equity position in the property.

FHA

An FHA loan is a government-backed mortgage insured by the Federal Housing Administration (FHA). Designed for low-to-moderate-income borrowers, FHA loans require a lower minimum down payments and credit scores than many conventional loans.

Jumbo

Designed to finance luxury properties and homes in highly competitive local markets where large sums of money are needed. Eligibility depends mainly on income, cash reserves, credit score, debt, employment status, and property type and use.

VA loans

A VA loan is a loan guaranteed by the United States Department of Veterans Affairs. VA Home Loans are provided by private lenders, such as banks and mortgage companies. VA guarantees a portion of the loan, enabling the lender to provide you with more favorable terms. This helps you purchase a home at a competitive interest rate often without requiring a down payment or private mortgage insurance. Cash Out Refinance loans allow you to take cash out of your home equity to take care of concerns like paying off debt, funding school, or making home improvements.

Reverse mortgage

A reverse mortgage allows seniors to borrow money against the equity in their house. Instead of making payments you have the option of receiving them. In most cases the income is tax deductible*consult your tax adviser. Reverse mortgages are for borrowers 62 and above.

The Wembley’s residential loan experience.

The Wembley’s residential home loan process.

The Wembley’s residential home loan refinancing process.

Click one of the options below to learn more about how the clearly defined, efficient, data and results-driven residential home loan process with Wembley’s is different from anything you’ve ever experienced in the real estate industry.

Clear, organized, actively managed + market data and results-driven.

xxx

I'm looking to

Purchase a home

I'm looking to

Refinance my mortgage

Step 1

Finding the Appropriate Loan

We don’t just match our clients with a lender - we match them with the right lender. After learning your needs, we will construct a plan that includes assistance with any pre-qualification requirements.

Step 2

Organization and Collaboration

Wembley’s will organize your files and documents in an easily-accessed dashboard. No matter where you are in the world, our collaboration tools provide real-time communication as needed.

Step 3

Lending Options and Your Loan Estimate

Our experts will provide a shortlist of the best available options and work with you to determine the right choice for your needs.

Step 4

Submit Your Application

Once you’ve chosen your preferred lender, our experts will start the application process for you while advising you with updates.

Step 5

Mortgage Processing

Our experts handle all of the required financial and transaction paperwork to make the underwriting process as frictionless for you as possible.

Step 6

Approval and Closing

When the underwriter approves your application and issues the funds, our team will assist you in closing on your new home!

The Wembley’s refinancing process is custom-built to fit your objectives. We can help to lower your payment, secure a better rate, use your home equity to manage debt, pay off your loan faster, or switch from an adjustable rate to a fixed rate.

Step 1

Finding the Appropriate Loan

We don’t just match our clients with a lender - we match them with the right lender. After learning your needs,
we will construct a plan that includes assistance with any pre-qualification requirements.

Step 2

Organization and Collaboration

Wembley’s will organize your files and documents in an easily-accessed dashboard. No matter where you are in the world, our collaboration tools provide real-time communication as needed.

Step 3

Lending Options and Your Loan Estimate

Our refinancing experts will provide a shortlist of the best available options and work with you to determine the right choice for your needs.

Step 4

Submit Your Application

Once you’ve chosen your preferred lender, our refinancing experts will start the application process for you while advising you with updates.

Step 5

Mortgage Processing

Our mortgage experts handle all of the required financial and transaction paperwork to make the underwriting process as frictionless for you as possible.

Step 6

Approval and Closing

When the underwriter approves your application and issues the funds, our team will assist you in the transition and with any future needs.

An upgraded version of the traditional home mortgage process.

By leveraging technology that provides you with a real-time market data decision-making ability and our experts actively guiding you through the experience, securing a home mortgage with Wembley’s is a new evolution of service in the real estate industry.

Our access to global lending provides you with more options.

Many people seeking a mortgage or refinancing turn to their traditional banks, even though those banks may only offer unfavorable terms and strict approval requirements. As a global brokerage, Wembley’s provides access to a wide range of varying institutions that offer vetted and reliable sources of capital. By widening your pool of potential lenders, we get institutions around the world to compete for the right to have you as a customer.

Wembley’s experts are available when you need us and in your preferred communication style.

We understand that you have a busy life outside of this experience. Our experts are available when you need us, and in the method that you prefer to communicate. For any question or need, large or small, one of Wembley’s experts will stand ready to assist via phone, email, video conference, text, or screen share.

A simple and thoughtful process to keep you informed.

Every Wembley’s client receives a comprehensive plan so they always know the steps, requirements, and decision points of their journey. Our experts guide you through every phase of your process using collaboration tools to ensure that you are clear on what to expect, and what decisions you will have to make.

Wembley’s is with you on your journey.

Every Wembley’s client can expect an actively-managed and high-touch experience. We know that our clients have worked hard to reach their level of success and lead lives that are full of decisions. Our process keeps you informed on every aspect of your journey, so you don’t have to waste your time searching for minor details on your own.

Let Wembley’s find the best lender for your needs and secure the right mortgage for your home.

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818-703-9337

info@wembleysinc.com

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