Wembleys Inc — Residential Mortgage Calculator

Loan details

A full monthly housing payment: principal & interest plus taxes, insurance, and any PMI or HOA.

Purchase

Home price

Down payment %

Down payment $

Financing

Interest rate

Loan term

Taxes, insurance & dues

Property tax % of price / yr

Homeowners insurance $ / yr

PMI rate % of loan / yr

HOA dues $ / mo

Down payment is under 20%, so PMI is included. It typically drops off once you reach 20–22% equity.

Pay it down faster

Extra payment $ / mo toward principal

Biweekly payments

Biweekly means paying half the principal & interest every two weeks — 26 half-payments a year, the equivalent of one extra monthly payment annually.

Estimated monthly payment

— principal & interest of $0

Loan amount

LTV —

Total interest

over life of loan

Payoff date

—

— payments

Total of payments

P&I only

Property tax defaults to a typical California effective rate (~1.1% of purchase price). Your actual rate depends on the county and any special assessments.

View amortization schedule + Hide amortization schedule −

Amortization schedule

Remaining balance Cumulative interest Cumulative principal

Year	Principal paid	Interest paid	Total paid	Ending balance